Green / Renewable Energy Loan Assistance
We support green and renewable energy projects, including solar panel financing for homes and businesses, with favourable terms and subsidy guidance.
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Loan types
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Guided steps
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Advisor support
Service Snapshot
Green / Renewable Energy Loans
Thetafinite helps customers understand solar loan options, project cost, repayment fit, vendor documents, and lender requirements.
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Solar Rooftop Financing
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Subsidy & Low Interest
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Long Tenure
Overview
Complete guidance for your loan journey.
We support green and renewable energy financing, including rooftop solar for homes and businesses. Under schemes like PM Surya Ghar Muft Bijli Yojana, you can avail subsidy and bank loans at attractive rates. We help you understand eligibility, documentation and the application process for timely installation and subsidy disbursement.
Solar Rooftop Financing
Loans for rooftop solar; PM Surya Ghar offers subsidy (e.g. ₹30,000–₹78,000) and banks offer loans (e.g. up to ₹2–6 lakh) at ~7%.
Subsidy & Low Interest
Scheme subsidy covers 60% (up to 2 kW) or 40% (2–3 kW); interest pegged to repo (e.g. 0.5% above RBI Repo); processing nil at many banks.
Long Tenure
Tenure up to 10 years including moratorium; margin 10–20%; collateral-free options available.
Residential & Commercial
For homeowners with suitable roof and electricity connection; register on pmsuryaghar.gov.in and install through registered vendors.
Easy Documentation
KYC, electricity bill, property/roof proof; income verification for higher loan. We help you complete and submit within 30 days post-installation.
Savings & Surplus
Reduce electricity bill; surplus power can be sold to DISCOM. Net monthly savings after EMI as per system size and consumption.
Floating / reducing rate
Green/solar loan rates are often pegged to repo (e.g. 0.5% above); reducing balance. Subsidy is separate and credited as per scheme.
Fixed / flat comparison
Tenure up to 10 years; margin 10–20%. Compare processing (often nil), prepayment and subsidy timeline. Confirm flat vs reducing if bank quotes flat.
Security structure
Solar loans can be collateral-free (e.g. up to ₹2 lakh simplified) or with income verification (e.g. up to ₹6 lakh). System acts as security where applicable.
Eligibility & Documents
Prepared files make approvals smoother.
Eligibility and document lists vary by lender. We help you arrange the right papers before the application reaches the bank desk.
Eligibility
Ownership & Connection
Indian citizen; own house with suitable roof.
Valid electricity connection.
Savings account with lending bank.
No Prior Subsidy
Should not have availed any other central solar subsidy earlier.
Income (for higher loan)
For loan above simplified limit (e.g. ₹6 lakh), income verification as per bank.
Common documents
KYC & Property
Identity and address proof
Proof of roof ownership and electricity connection
Installation & Scheme
Registration and feasibility from pmsuryaghar.gov.in
Installation certificate from registered vendor
Documents for subsidy claim within 30 days
Exact list varies by bank and scheme. We help you complete and submit on time.
Simple Process
From requirement to approval guidance.
Every stage is built around clarity: compare the right lenders, prepare documents, answer queries, and move toward sanction.
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Enquiry – Scheme & Bank
Share your roof, consumption and location. We help you choose bank and confirm subsidy eligibility (PM Surya Ghar).
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Register & Feasibility
Register on pmsuryaghar.gov.in; get feasibility approval and install through registered vendor.
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Loan & Documentation
Apply for loan with bank; submit KYC, property and installation documents. Complete subsidy paperwork within 30 days.
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Disbursement & Subsidy
Bank disburses to vendor or you as per norm; subsidy credited as per scheme timeline after verification.
Approval Factors
Eligibility
Own house, valid connection, no prior subsidy; correct registration and installation.
Documentation
Complete papers and submission within 30 days for subsidy; bank margin and income if required.
Best Tips for Green / Solar Loan
Register on the scheme portal first and use only registered vendors for installation. Keep electricity bill and roof proof ready. Complete and submit subsidy documents within 30 days of installation. Compare banks for loan amount, margin and processing. We help you with the full process so you get subsidy and loan without delay.
We help you avail maximum subsidy and the right loan amount with nil or low processing and clear repayment terms.
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