Construction & Project Finance Assistance
We facilitate Construction Finance (CF) for builders and developers, and Project Loans for infrastructure and large projects with structured disbursement and bank tie-ups.
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Loan types
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Guided steps
1:1
Advisor support
Service Snapshot
Construction & Project Finance
Our team helps structure construction and project finance requirements by reviewing project scope, funding needs, repayment sources, collateral, and lender expectations.
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Construction Finance (CF)
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Project Loan
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Documentation Support
Overview
Complete guidance for your loan journey.
We facilitate Construction Finance (CF) for builders and developers for under-construction projects, and Project Loans for infrastructure and large projects. Our team assists with eligibility, documentation, draw schedules and bank tie-ups for timely disbursement.
Construction Finance (CF)
Funding for builders and developers; disbursement linked to construction milestones.
Project Loan
Term loans for infrastructure and project-based funding with structured repayment.
Documentation Support
We help you compile project reports, approvals, title and financial documents as per lender.
Floating / reducing rate
Linked to a benchmark rate (Repo Rate/MCLR). Interest fluctuates with market conditions. Reducing balance method: interest is calculated on the outstanding principal, so effective cost is lower as you repay.
Fixed / flat comparison
Interest remains constant for a specific tenure. Note: flat rate and reducing rate differ in calculation. If flat rate is 10% per year, the equivalent reducing rate is approximately 10% × 1.75 = 17.5% per year reducing. Always confirm whether the bank is quoting flat or reducing rate.
Security structure
Home loans are secured loans. The property you purchase or mortgage acts as collateral.
Eligibility & Documents
Prepared files make approvals smoother.
Eligibility and document lists vary by lender. We help you arrange the right papers before the application reaches the bank desk.
Eligibility
Builder / Developer
Track record; project approvals; land title and construction milestones.
Minimum net worth and project viability as per lender.
Financials
ITR, balance sheet, bank statements.
Project cost and draw schedule.
Existing loan statements if any.
Credit & Approvals
CIBIL of entity and promoters.
NOC, RERA, layout and construction permissions as required.
Common documents
Entity & Promoter KYC
Company/entity PAN, MOA, AOA
All directors'/partners' PAN, Aadhaar, passport size photo
Latest address proof (office and residence)
Project & Property
Allotment letter, agreement with builder/land documents
Property master file, title chain, encumbrance certificate
N.A permission, layout plan, construction permission
RERA registration (where applicable)
Financial & Banking
3 years ITR with P&L, balance sheet (audited)
12 months bank statements (CA/OD/CC)
Project report, cost sheet and draw schedule
Welcome letter / SOA of all current loans
Exact list varies by lender and product (CF vs Project Loan). We help you arrange and verify.
Simple Process
From requirement to approval guidance.
Every stage is built around clarity: compare the right lenders, prepare documents, answer queries, and move toward sanction.
01
Enquiry – Compare – Select
Share your project details, draw schedule and profile. We compare lenders and help you choose the right CF or Project Loan option.
02
Documents & Application
Prepare entity KYC, project and financial documents; verify with your lender and sign the application form.
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Technical & Credit Verification
Lender verifies project, title and promoter credit. Resolve any query so the application can move ahead.
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Sanction – Agreement – Disbursement
After approval, sign the agreement. Disbursement as per draw schedule against construction milestones or as per project loan terms.
Approval Factors
Project Viability
Location, approvals, construction progress and sales trajectory.
Financial & Credit
Entity and promoter financials, CIBIL and repayment capacity.
Best Tips for CF & Project Loan
Keep all project approvals, title papers and financials ready. Disclose existing loans and delays. We help you present the project and match with the right lender for draw-based disbursement.
We assist with draw schedule, documentation and follow-up so disbursement is timely and hassle-free.
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